Is 642 a poor credit score? from fangsha's blog

Is 642 a poor credit score?

Your score falls within the range of scores, from 580 to 669, considered Fair. A 642 FICO® Score is below the average credit score. Some lenders see consumers with scores in the Fair range as having unfavorable credit, and may decline their credit applications.債務舒緩

What is 777 score credit?

Your score falls within the range of scores, from 740 to 799, that is considered Very Good. A 777 FICO® Score is above the average credit score. Consumers in this range may qualify for better interest rates from lenders. 25% of all consumers have FICO® Scores in the Very Good range.

Is a 900 credit score good?

A 900 credit score may be the highest on some scoring models, but this number isn't always possible. Only 1.31% of the population can achieve a credit score of 850, so there's a certain point where trying to get the highest possible credit score isn't realistic at all. Having good credit can start at around 700.personal loan hong kong

What is ANZ credit rating?

ANZ Bank New Zealand Limited
Agency Senior Short term
Moody's Investors Service A1 P-1
Standard & Poor's AA- A-1+
Fitch Ratings A+ F1

What is the S&P equivalent of Moody's?

Demystifying the Rating Scale
Moody's S&P Rating Description
Aaa AAA Prime
Aa1 AA+ High Grade
Aa2 AA
Aa3 AA-

What is the lowest credit score a person can have?

What is the lowest credit score possible? Generally, credit scores range from 300 to 850, making 300 the lowest possible credit score. But it's important to note that you typically have more than one credit score. And they may differ depending on the credit-scoring company and when they were calculated.信貸評級

What is Apple's S&P credit rating?

AA+
Comparisons
Type Rating
Moody's Investors Service CRA Aa1
S&P Global Ratings CRA AA+
Corporation Average Index (CAI) Model AA+
Poll (corporations) Model A

Can I run a credit check on my husband?

How your significant other handles his finances has a direct impact on you - and your credit score. But that doesn't mean you have a right to check up on his credit history without permission. Ask first. In fact, accessing a credit report that is not your own could be a form of fraud or identity theft.

Is 700 a good credit score at 21?

Generally speaking, a good credit score is between 690 and 719 in the commonly used 300-850 credit score range. Scores 720 and above are considered excellent, while scores 630 to 689 are considered fair. Scores below 630 fall into the bad credit range.

Is 710 an ok credit score?

710 Credit Score: What You Need to Know. If your credit score is 710, you are right in the middle. According to Experian, the average American consumer has a FICO Score of 714 as of 2021, and anything in the range of 670 to 739 is generally considered to be a good credit score.