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What can be extracted
The insurance policies of Hong Kong insurance companies generally include: dividends, premium savings, cash value, etc. in:
1) Dividends are the most common exit method, which can be divided into two categories: annual dividends and dividends at maturity. Reminder: The year-end bonus can be withdrawn at any time, 危疾保險and the expired bonus can only be withdrawn at the time of surrender or claim settlement.
B. The premium deposit is the part of our company's premium that can be paid by the company or prepaid last time, and is collectively referred to as the premium as a reserve in the insurance policy;
3. The cash value is the money that can be obtained after the surrender of the insurance policy. In some insurance products, we can also withdraw it.
Three steps of extraction
The extraction function is the most common service item after the policy takes effect. This is also one of the most concerned after-sales issues. If there is a return policy, what procedures do you need to go through? What have you noticed?
1. Submit materials
The insured person needs to fill in the withdrawal application form in advance according to the student's own needs.
2. Company approval
After the Hong Kong social insurance company receives the information extraction materials, it will deduct the corresponding amount from the policy and mail a check. If the client requests that the cheque be forwarded to the consultant, the client should contact the consultant separately and arrange for mailing separately.
(Some students and friends may worry that check management is insecure and easy to be stolen by others. please rest assured that all checks issued have been crossed (the bank can only record in the name of the insured).
3. Account
After the customer receives the cash check, he can go to the designated bank in Hong Kong to exchange the money. I recommend the Bank of China. In some cities, Industrial and Commercial Bank of China and China Construction Bank can handle international computing business. The customer took his ID card and check, went to the bank counter to process the check using collection, and then left his contact information, and finally received the receipt. In a few days, the bank will call directly. If you have a bank account in Hong Kong, you can also cash the check directly to your own bank account.
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