tianmeihao's blog

Investment in finance, I believe that the thing we want most, is to make money. It is not false to say that if the operation goes to operate, not only did not earn money, but also lost money, then this investment is a failure, both a waste of their capital, but also a waste of their youth.

However, financial management is not such a simple matter, especially for the white, accidentally stepped in a big hole. Naturally, everyone goes through this stage and then slowly sums up some experience to the point where there is less time to lose and more time to make money.

So, as a person who has been there, what are some good money management tips? Techniques are great, but what else do you need besides techniques? To make money, what we lack most, is not the opportunity or not? Now, let's talk together, about those things of money management.

First, financial tips, what exactly are they?

The first thing worth noting is that many people have said that investments should never be bought high and sold low. Since, this runs counter to the idea of money management, even such an operation can only make us lose money. No problem, we are not required to reach the highest point, but at least lower than our costs, right?

Second, learn to play dead. In fact, many people know stop-loss cut, but very often, especially for newcomers, stop-loss is the need for great courage, but before we do not have this courage, more should go to find ways to play dead, to put it bluntly, is to wait until their holdings of financial products back up.

And third, try to choose low-risk products. It has certain benefits, if you start buying and selling stocks, then the psychological capacity is certainly not enough, so losing money has become the norm. But if you take it step by step, after understanding the risks, the chances of making money will be greater.

Second, there are skills, what else do you need?

This experience alone, strictly speaking, in itself is far from enough, because, many people can see these so-called rules or experience from the book, but the real implementation, but it is difficult. In the end, many financial products have a floating profit and loss, people can easily indulge in it, and in the end is sold at an undesirable price.

So, what else is different after mastering the skills? In my opinion, it is the ability to execute. To be more precise, it means that before we manage our money, we should set both the buy and sell prices and tell ourselves that we will never sell until this price, in which case it is reasonable.

Another point, that is, to add positions at low, because the products we hold are not always up, sometimes down, and as long as they fall to the price they think is appropriate, you can add positions, so that you can also amortize the cost, but also to accumulate our principal.

Third, want to make money, the most lack of opportunity?

For Fatty, now this market, in fact, there is no shortage of opportunities, the only thing missing is the capital. This is because when a real opportunity runs in front of us, we suffer from no money in our pockets and can only watch others make money.

For example, two days ago, a fund manager group south, there is a very good arbitrage opportunity, if there has been free money in your pocket, you can seize this opportunity, and then make some money. For example, some friend seized the opportunity 5 days ago and then sold it 5 days later for $50,000.

What about the average person? Whenever we see the so-called opportunity, not much money in hand, even if we can really catch it, in the end, it is only to earn a meal, this income, is far from enough, this, is the difference between the principal. Therefore, really want to manage money, first accumulate the principal is the most important.

In many cases, although there are many financial skills, but these skills do not apply to everyone, only their own continuous operation, slowly accumulate some experience, these insights, how much money can not be spent to buy. Personally, I also think this stage, called growth.

A few days ago, I went to see the minutes of the performance report meeting of KDDI, which mentioned a lot of intelligent office solutions, which felt fantastic, solving the tedious reimbursement, repeated retrieval and screening, and even some auditing and approval, so that many of our transaction processing work can be handed over to the computer.

Deep down, what are the jobs that we can replace with AI?

A few hours of thinking, and my enthusiasm cooled.

Is there time for transactional work, our main conflict? As if not, it seems that many people now have actually nothing to do for 8 hours of work. What is the point of saving time in AI? Are there more layoffs?

At first, when the concept of AI first appeared, some people were worried that AI would replace manual manufacturing unemployment. At that time, Kai-Fu Lee's speech said: AI will replace many basic, tedious jobs in our lives, freeing up everyone's time to devote more to creativity, art, management and other work. There was a lot of applause on the court, and everyone was thinking about a bright future.

But logic actually has two problems.

1. The main reason many of us don't go into creative, artistic, and managerial work is not because we don't have the time, but because we don't have the talent, the opportunity, or those who don't have the status.

2. After any thing is born, it is not popular all over the world as soon as it is born. Advanced technologies such as AI also need a lot of capital to develop and a big organization to operate. Therefore, it will be companies, not necessarily every worker, who will really enjoy the dividends of AI technology. Companies have used AI to reduce costs and improve efficiency, while workers are likely to play a role in reducing costs or improving efficiency.

Computers replace our brains and machines replace the human body. But the influx of hot money into the Internet over the years, due to funding preferences, has led to the development of our computers far outpacing the development of machines. Many smart office systems make companies need fewer white-collar workers, but instead it's more business that creates more demand for delivery and driving rentals, so the office's wealthy manpower is dumped into the market as one of the tens of millions of delivery boys.

Hopefully one day we can find a better way for people and machines, people and computers to get along.

Only you can appreciate only if you are a parent yourself, this is not a good job. Some moms and dads focus on their children's diet, hard deep into a chef; but still more parents will focus on their children's future development and education, from fetal education to interest initiation and so on. But are these really useful?

If you want to understand your child's education and development, you have to trust the authority of child development psychology in the three dimensions of the child's educational development that parents need to know.

First, the child's physical development.

As you know, physiological development is the generalization of the child's physical development, including head circumference weight height and its brain development, along with the influence of fine motor and gross motor development related.

For babies before the age of three, physical development is very important, but the physical development of children after the age of three is also very important, after all, as the child will grow taller and fatter with age, the brain gradually improved, etc..

Parents' concerns have to change with the times as the child grows older. That is, parents will be particularly concerned about the development of the child's physical development before the baby is three years old, including what the child can eat, what to eat, what to eat, how to sleep, when to learn to sit, walk, run, jump and so on.

Second: The child's cognitive development.

Kindergarten regulations are three weeks of age before children can enter school, in addition to physical development at this age, but also to pay attention to early enlightenment education. The essence of early education is cognitive education and learning, including the development of imagination, language skills, attention and so on.

In fact, the performance of a child's cognitive ability will have an impact on the learning of various subjects after school. Some parents only pay attention to the child's score to certify the child's academic performance, in fact, this behavior is wrong to look only at the appearance, focus on the child's cognitive ability is the most important.

Third, the child's interpersonal interaction and emotional regulation

The third dimension is the child's psychological development. This dimension is actually very important but often easy to be ignored by parents, probably due to the influence of today's society's score theory, are focused on children's learning, but do not know that children's interpersonal and self-regulation of emotional ability is the child later to learn the task of socialization. Let him learn to use his own eyes to see society correctly and then how to integrate into this society, and how to be able to interact with people in this society and survive, but also learn to self-regulate emotions, self-control emotions, and gradually motivate themselves to accomplish their own goals.

Some children may have a beautiful report card, but when they enter society, they lack the ability to take care of themselves and become what others call "nerds", which is a typical expression of strong cognitive ability but lack of social power.

To sum up the three dimensions, we need to pay attention to the point that these three dimensions are not separate stages, it is throughout the process of growth with the child, is an inseparable whole.

Parents should compare these three dimensions with their own children, in which areas they are lacking and in which areas they are good at, in order to make up for their shortcomings.

Diseases are diverse, whether it is a small disease or a serious disease, will affect the health of the body to varying degrees, if you can enhance resistance, improve organ function away from disease, natural living standards also improve, but also will not bear the pain of disease. However, many people do not do a good job of daily conditioning, small diseases and pains can not be avoided, need to understand the correct health care methods to stay away from disease.

What health methods are effective?

1、Healthy exercise

Correct health care needs to be put into exercise, strengthen physical exercise to reap the benefits of more, not only can promote calorie consumption, better control of weight, and help to maintain normal for many indicators. Many people gradually gain weight, blood pressure, blood lipids or blood sugar will be abnormal, and even fatty substances infiltrate the liver to cause fatty liver. If you can actively engage in exercise, not only to promote blood circulation, but also to allow the timely consumption of calories, strengthen the body metabolism, so as to achieve the purpose of health, will also find normal endocrine, cardiopulmonary function is also improved.

2, regular work and rest

The correct way to maintain health is to go to bed early and wake up early, regular rest and rest, because 1/3 of a person's life is spent in sleep, under the regulation of the rest and rest can better fight the body aging and reduce free radicals. In addition, full of energy, resistance, to maintain endocrine stability, the same can not be separated from the regular rest. If you continue to stay up late, sleep late, the body is gradually dragged down, the subsequent speed of degeneration of the brain accelerated, the risk of reduced liver function is high.

3、Eating light and regular

The correct way to maintain health is a regular and light diet, light diet is about less oil, less salt, less sugar, not simply vegetarian or by dieting this way to control weight and reduce calorie acquisition. Many people in the case of the wrong diet instead of disease, and the correct way to maintain health is three regular meals, provide nutrition on time, in order to allow the normal functioning of the digestive system. In addition, less use of heavy seasonings, greasy, stimulating food taboo, so that you can eat nutritious, eat healthy. More vitamins, dietary fiber, protein have a role in the maintenance of the body.

4, know how to stress relief

Away from disease, in the process of health care need to learn to cultivate their bodies, know how to calm their moods, feel irritable, depression can be soothed by effective means, in the process of shifting attention to the negative emotions are eliminated, naturally can make health protection.

Many people do not know how to relieve stress, encounter a little something often anxiety, tension, and even sulking, over time will affect the endocrine, reduce resistance, so the possibility of disease. And people who know how to maintain health will be adjusted in many ways, so as to maintain mental health.

Recently it is in the summer and autumn change of season, the weather is always hot and cold, I thought I could finally buy autumn clothes! Take advantage of the weekend to go shopping, found that these days and hot up ... every morning to open the closet, the brain and goose feathers as pale ... what to wear today?

In addition to the dilemma of not wearing clothes, more upset me because of the unstable seasonal changes, skin condition is also deteriorating, rotten face cycle than aunt, not intensive acne, but face redness, peeling, rough, the state is particularly unstable.

Seasonal change season, our skin care products also need to be adjusted ~.

But these replacement guidelines you need to know in advance.

You can't replace all the products at the same time.

It goes without saying that sensitive skin increases the risk of allergies every time you replace all your products.

This time of year, many people consider replacing all of their skin care products with nourishing ones for fall, but replacing inappropriate products can instead worsen the symptoms of allergy discomfort.

When changing seasons, we can observe skin conditions daily and then gradually change skin care products to achieve a smooth transition when changing seasons. If you have mild allergy symptoms, you can use soothing skin care products.

Sensitive skin: Functionality-reducing products.

For children who foresee that they will become sensitive during the change of seasons, you can now start to discontinue all functional products except for moisturizing and mild antioxidant functions.

For example: whitening, anti-aging, anti-wrinkle, peeling ...... The active active ingredients contained in these products tend to be irritating, and the higher the concentration of active ingredients in those reliable (obvious effects) products, the greater the likelihood of skin irritation, and for unstable sensitive skin, these effects become a burden.

Simplifying and completing only the most basic moisturizing, cleansing and sun protection is the safest choice.

Please do not use similar products at the same time. If you hear that some children use 2-3 bottles of essence, take a closer look at the function is not all moisturizing well, choose a good; some have to add a lotion behind, and finally a cream, lotion and cream, we use one is enough.

Is it hot and dry and swollen?

Today's climate is often unseasonable, the temperature difference between morning and evening, and hot and why well.

Every time this is the most tangled time, continue to use the old oil cream, burnt panic; change into a refreshing line, dry panic.

I feel that the use of facial oil products, with a water-based cream. So as to maximize the degree of moisturizing and not greasy. (The specific still depends on the individual skin situation Oh ~)

Anti-oxidation is very important.

What we call "antioxidant" is not oxygen, but free radicals generated by physiological processes and external stimuli, and the main source of this "external stimuli" is UV light.

As the intensity of UV light gradually decreases, there is another dimension besides applying sunscreen products and doing a good job of antioxidant.

Therefore, I repeatedly emphasize that the daytime is when antioxidants are most needed. If it's VE, VC or something like that, please take it out and use it during the day on top of sunscreen. Do not ask them afraid of light thing, we do not have to strictly sunscreen well, if you do not apply sunscreen, then what moisturizing, antioxidant, anti-aging you do not have to worry about.

Do not forget, in addition to the skin outside the small details Oh!

When the lips are dry and cracked can not lick, will lick the more dry, daily can apply more lip balm.

Change the season to pay attention to skin allergies, such as allergies should avoid drinking alcohol, eat less chili peppers, otherwise it will aggravate the inflammation and itching.

When the weather is dry don't think about wearing a mask every day, wearing more than one will lead to excessive hydration of the skin, which is not worth the loss.